AFill out the online form completely, wait for SMS notification if you passed the Pre-screening

BUpload your documents on the given link or send to sales@welcomefinanceinc.com

CExpect a call from Welcome associates

If you are Employed: P 50,000 to P 1,000,000

If you are Self-Employed: P 50,000 to P 3,000,000

Loan process depends if the client submitted all the complete documents and participate in credit verifications.

For smooth transaction it may run for 1-3 working days.

• For Employed:

• - 2 months recent payslip

• - COE

• - Two (2) government Ids

• - Utility Bill

• For Self-Employed:

• - Two (2) government Ids

• - 3 months bank statement

• - Business Permit

• - Utility Bill

• - latest ITR (optional)

• - 3 Trade Referrences

You may check your status at www.welcomefinanceph.com and click LOAN STATUS in the homepage.

WFP offers a competitive rate for as low as 1.39% up to 3.5% for Unsecured Loan and 1.0% -2.35% for Secured Loan, depending on the loan products and customer's credit profile.

You will receive a phone call from our sales associates to schedule you for loan release.

Loan application is free. However, once the loan is disbursed processing fee and notarial fee will be deducted from loan disbursement.

You can submit your documents at sales@welcomefinanceinc.com OR upload through the URL link received by SMS.

Technically you can cancel your application anytime as long as you inform us.

Repayment is thru Post-Dated-Check (PDC)

Our terms varies as follows: Unsecured Loan: 12, 24, and 36 months while Secured Loan: 12 to 120 months.

We encourage the client to open a checking account with any Bank, you can get your approved loan until 1 month from the day of your approval.

You may call (02) 8282 8686 for Manila office or contact any WFP branch near you or email Collection@welcomefinanceinc.com

You can repay all your outstanding loan anytime with Pre-termination fee.

If your due date falls on a non-working holiday, you have to make your repayment immediately in preceeding working day.

Yes. You can apply for renewal once you finish repaying half of your terms or upon reaching 6 months (whichever come first).

However, loan balance of your existing loan will be deducted from your new loan disbursement.

You may use the loan calculator located at the home page and fill out the correct information of your desired loan.

Yes, you may pay via Manual Payment and email the deposit slip / confirmation screenshots to collection@welcomefinanceinc.com and

accounting@welcomefinanceinc.com .

You may pay through the ff: banks:

· AUB – Online Banking / Over-the-counter

Under Pay bills

Biller Institution : Welcome Finance, Inc.

Reference Number : Client Reference Code [Client’s name initials + last 5 digits of PN number]

Subscriber Name : Client's Name

PN. No. : Client's complete PN No.

Payment for : [amortization or penalty or etc]

Amount : Amount paid

· UNION BANK – Online Banking / Over-the-counter

Under Pay bills

Biller Institution : Welcome Finance, Inc.

Reference Number : Client Reference Code [Client’s name initials + last 5 digits of PN number]

Subscriber Name : Client's Name

PN. No. : Client's complete PN No.

Payment for : [amortization or penalty or etc]

Amount : Amount paid

· DRAGON PAY - Online Banking / Over-the-counter

Under Pay bills

Biller Institution : Welcome Finance, Inc.

Account Name : Client's Name

Amount : Amount paid

Account No. : Reference Code given by WFI System (Call or email WFI for this code)

· METRO BANK – Online / Mobile Banking

Under Pay bills

Biller Institution : Welcome Finance, Inc.

Subscriber No./ Account No. : Client Reference Code [ Client’s name initials + last 5 digits of PN number]

Reference no. Client Reference Code [ Client’s name initials + last 5 digits of PN number]

Amount : Amount paid

· GCASH

Bills Payment Menu

Loans: Dragon Loans

Reference Code: Lifetime ID

Amount: Amount Paid

Email Address: Client's Email Address

· 7/11

Billers: Dragon Loan

Reference Code: Lifetime ID

Amount: Amount Paid

· Cebuana / LBC

Billers: Dragon Pay

Name: Client's Name

Reference Code: Lifetime ID

Amount : Amount paid

You may check our loan qualifications and make sure you passed the given criteria.

Any type of employment WITHOUT documented proof of income cannot be processed.

Clients will receive such text message if the client did not pass the Pre-screening stage.You may call (02) 8282 8686 for more clarifications

The possible reasons are: Income requirement not met, Cancelled Card, Industry not supported, Court Case, Incomplete documents, Company is blacklisted, No Character References, and clients were not contactable.

You can apply after 3 months from the start you was rejected.

We offer Personal, Salary, Business And Auto Loan.

Co-borrower is required for Auto loan upon release.

We are sorry to inform you that we do not have OFW and Remittance Loan Products for now.

If you do not have credit card you may apply under Salary Loan Product.

It is client's discretion which to Apply whether Personal/Salary loan or Business Loan, as long as the client passes through the qualifications.

Yes, as long as your business is registered and can comply the Business Loan requirements.

If you are Employed and with a credit card you are good to try Personal Loan, but if you do not have a credit card you will fall under Salary Loan