I/We hereby certify that all the above information are true and correct to the best of my/our knowledge.

That any misrepresentations or falsity within therein will be considered as an act to defraud Welcome Finance, Inc. I/We authorize you to verify and investigate the above statements/information as maybe required covering this application from above references or from whatever sources you may consider appropriate.

For this purpose, I/We hereby waive my/our rights on the confidentiality of client information and expressly consent to the processing of any personal information and records relating to me/us that Welcome Finance, Inc. might obtain from third parties, including government agencies, your employer, credit bureaus, business associates and other entities we may deem proper and sufficient in the conduct of our business, sensitive or otherwise, in accordance with Republic Act No. 10173 for the purpose of determining my eligibility for the loan/s which I/We are applying for.

I/We further agree that this application and all supporting documents and any other information obtained by Welcome Finance Inc. relative to this application shall remain as Welcome Finance Inc. property whether or not the loan is granted.

I/ We expressly and unconditionally authorize Welcome Finance Inc., to disclose to any Bank or affiliate and other financial Institution any information regarding me/us including the handling thereof to the Bangko Sentral ng Pilipinas, Anti-Money Laundering Council, Credit Bureaus and/or any other governmental body.

I/We agree that all statement/Information gathered about me will be used to determine my/our eligibility for this loan.

I/We also understand that any false statement or concealment of information which maybe discovered after the loan has been granted shall be sufficient basis for Welcome Finance Inc. to consider the loan due and demandable immediately.

I hereby acknowledge and authorize Welcome Finance, Inc. : 1) the regular submission and disclosure of my basic credit data ( as defined under Republic Act No. 9510 and its implementing Rules and Regulations) to the Credit Information Corporation (CIC) as well as any updates or corrections thereof, and (2) the sharing of my basic credit data with other lenders authorized by the CIC, and credit reporting agencies duly

※ Applications will be processed under Welcome Finance Inc (WFP) or Welcome Bank (WBP) depending on the loan products availed and/or client’s location.